Where Every Rupee Is Tracked, Consent Is Never Assumed.
WealthTech platforms move PAN, KYC, and portfolio data across KRAs, depositories, and fund houses to power onboarding and algorithmic risk-profiling. Digital Anumati wires purpose-specific consent into every hop, so SEBI's retention mandates and the DPDP Act's erasure rights are satisfied at the same time, not traded off.
Current Practice
PAN, KYC, and portfolio data flow to KRAs, depositories, and fund houses, retained indefinitely under a blanket "compliance" label.
DPDP Act 2023
Requires purpose-specific consent, data minimization, and honors the investor's right to erasure.
Digital Anumati Resolution
SEBI Retention + DPDP Erasure, Both Satisfied
Regulated KYC records held per SEBI norms; every other data point erased on investor request, automatically
One Investor Identity, Consent Tracked Across Every Hop
KYC documents, PAN and Aadhaar details, and live portfolio holdings move between your platform, KRAs, depositories, RTAs, and fund houses every day. A unified consent dashboard shows exactly which party holds which data, under what SEBI account aggregator permission, and for how long.
The WealthTech Compliance Challenge
Investment platforms process sensitive financial profiles, transaction history, and behavioral data. Under DPDP, every data point requires valid, traceable, and purpose-specific consent.
One Investor, Many Parties, Zero Blind Spots
Follow an investor's consent from onboarding to account aggregator data-sharing to instant, system-wide revocation. Every hop scoped, logged, and audit-ready.
- 01
Investor Onboards
Investor grants a DPDP-native consent during onboarding — scope, purpose, and expiry stamped on an immutable receipt.
- 02
KYC Verified
PAN and Aadhaar details flow to the KRA and depository for verification, strictly within the consented scope.
- 03
Portfolio Shared via AA
Holdings and transaction data pass to the fund house or RTA through the SEBI account aggregator framework — never raw access.
- 04
Advisor Reviews
A wealth manager views only the fields the investor permitted. Every read is logged to the audit ledger, regulator-ready.
- 05
Withdraw & Kill
Consent revoked → kill switch propagates across platform, KRA, depository, and fund house in seconds, not days.
CONSENT
TOKEN
Compliance Solutions for WealthTech Platforms
Secure investor trust while enabling compliant digital wealth experiences.
Financial Consent Ledger
Maintain immutable consent records for every investor action across portfolio, advisory, and trading systems.
Purpose-Bound Data Usage
Ensure investment data is only used for explicitly approved purposes like advisory, reporting, or risk profiling.
Regulatory Audit Trail
Generate compliance-ready logs for regulators showing how financial data is accessed and processed.
Deep-Dive Use Case: Investment Data Sharing Risk
WealthTech platforms often share investor insights across advisory, analytics, and third-party tools.
The Scenario
Investor portfolio data is used for analytics and personalized recommendations without explicit consent segmentation.
This leads to unauthorized secondary usage under DPDP.
The Digital Anumati Solution
- Consent-gated financial data access layers
- Real-time consent validation across APIs
- Automatic blocking of unauthorized data sharing
- Full audit visibility for compliance teams
Make Wealth Management Privacy-First
Build investor trust with transparent, DPDP-compliant consent systems.